ABOUT US - What you should know

1. WE ARE NOT AN INSURANCE COMPANY

Our first priority is to be an advocate to people who are retired or getting ready to retire.

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2. WE ARE FOCUSED ON EDUCATION & PROVIDING INFORMATION

American Senior Benefits is an Independent Marketing & Sales Organization. Our office is focused on education, providing information, and offering guidance around the topics of insurance, retirement, and financial planning.

3. WE PROVIDE INFORMATION ABOUT IMPORTANT STATE PROGRAMS

There are many important state programs available to people that can greatly reduce monthly costs and provide extra benefits. These important state programs are and do not cost any money.

4. WE PROVIDE INFORMATION ABOUT IMPORTANT GOVERNMENT CHANGES

The government is always making changes. We inform people of what those changes are and how those changes maybe impacting them.

5. WE ARE TRAINED - STATE LICENSED PROFESSIONALS

If you are running into any issues or problems with your current insurance or financial planning, we are state licensed insurance and financial professionals that can help solve those issues when needed.

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          a. **IMPORTANT NOTE:** Because we work directly with the many insurance carriers and financial companies, currently around 220 companies, we have great working knowledge of the issues and problems our clients face when dealing with these companies and their policy, account, or claim issues.  With this knowledge we can provide better information and more accurate recommendations to our clients.

​          b. Non-profit, Senior resource organizations like Senior Centers, Missouri Claim, Agency on Aging are great resources for retirees, however they generally do not work directly with the carriers or financial institutions therefore product recommendations from these agencies may lack understanding.

6. WE ADVOCATE (FIGHT) FOR OUR CLIENTS

There are a lot of insurance and financial companies out there soliciting their business.  Some companies are better than others.

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          a. If our clients have any problems that need to be fixed, based on what our clients tell us that they need and want, our job is to match them with the best companies based on that companies customer service, products, and pricing. 

We are not loyal to any 1 company.

          b. We then continue to serve as the advocates between our clients and those companies, resolving any issues our clients may face with those companies' policies or accounts.

7. WE ARE AN IMPORTANT, ONGOING, LOCAL RESOURCE TO THE COMMUNITY

Most people are not looking to immediately change their current planning, they want information to understand their options, make sure they are not missing out on any benefits, or they want to be aware of any changes that might be affecting them. We are here to help guide people with their questions and concerns without the pressures of being sold.

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We believe that this approach in how we conduct business and the way we treat our clients, helping to address concerns, answer questions, helping to resolve issues and problems, truly defines our motto of "putting people back into the people business".